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8.1 /10
Based on 15594 reviews
5
4
3
2
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#4 of 10 home insurers
  • Sentiment Score: 4.3/10
  • 15594 reviews found on websites such as TrustPilot
  • Replace your old items with new
  • Up to £1 million buildings and £100,000 contents cover as standard
  • Access to More Than Rewards programme
  • UK based call centres
  • Live chat available online

Price Band

£ £ £ £ £

Good for

  • UK based call centres
  • Access to More Than Rewards programme
Consumer Behavior Graphic
84% of consumers read reviews before purchasing
*Based on an independent survey of 1000 people by Compare By Review
Filter by:
  • All (6),
  • Claims (1),
  • Service (3),
  • Sales (1),
  • Renewal (1)
John Brown
Cover Purchased
i Reviewed without invitation
Reviewed the Service experience on 18 Oct 2023

Terrible Service.

Paid my insurance on 09/10/23, got letter on 19/10/23 telling me my insurance was due, tried to phone morethan, on hold for 40 minutes, was then cut off.
  • Recieved a response over 5 days after their service query was submitted
  • Was neither happy or unhappy with their experience when they spoke to someone
Geoff Sharp
Cover Purchased
i Reviewed without invitation
Reviewed the Sales experience on 1 Jul 2022

Excellent Insurer

For many years now we have insured with Morethan for our Home & Car cover Today i had the pleasure of speaking to Jason regarding our home cover. He was absolutely excellent to speak to in discussin…
  • Thought purchasing a policy was really easy
  • Bought insurance with More Than because they trust them
  • Was neither happy or unhappy with their experience when they spoke to someone
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Quotes our team received

Home Insurance Pricing Image One

Details

Covers the contents of your home only

Contents Only Quote

£70.11
Per Year

Buildings' Cover Limit

£1m

Contents' Cover Limit

£100k
Home Insurance Pricing Image Two

Details

Covers the physical structure of your home as well as the contents

Buildings & Contents Quote

£191.25
Per Year

Buildings' Cover Limit

£1m

Contents' Cover Limit

£100k
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What home insurance policies does More Than offer?

More Than offers buildings insurance only, contents insurance only and buildings and contents insurance combined. Details of each cover level are listed in the table below:
 
  Buildings & Contents Buildings only Contents only
Maximum cover Up to £100,000 cover for your contents and up to £1m buildings cover Up to £1m buildings cover Up to £100,000 cover for your contents
Home emergency assistance Up to £200 Up to £200 Up to £200
Alternative accommodation cover Up to £45,000 Up to £30,000 Up to £15,000
Replacement locks and keys Up to £1,000 Up to £1,000 Up to £1,000
Accidental damage cover Optional  Optional Optional
Home emergency cover Optional up to £1,000 Optional up to £1,000 Optional up to £1,000
Personal possessions cover Optional N/A Optional
Bicycle cover Optional N/A Optional
Legal services Optional up to £50,000 Optional up to £50,000 N/A
Trace and access cover Optional Optional N/A
Contents temporarily away from home Optional up to £11,250 N/A Optional up to £11,250

 

What optional extras can I add to my More Than home insurance policy?

More Than gives you the option to tailor your home insurance policy to your personal needs. They offer a range of optional add ons, including: 
 
  • Accidental damage - helps cover costs associated with repairing or replacing items if you accidentally damage your home or contents. 
  • Personal possessions - covers personal belongings that are taken out of your home. 
  • Bicycle cover - insure your family’s bikes against loss or damage up to £2,500 per bicycle in the UK and up to 60 days worldwide. 
  • Legal services - provides you with help and advice regarding legal matters. 
  • Upgraded buildings - provides you with increased alternative accommodation cover up to £100,000, plus up to £5,000 trace and access cover to repair any damage caused by tracing a leak, such as flooring that’s been damaged by locating a heating or water system leak.

Frequently asked Questions

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More Than offers Buildings insurance, Contents insurance and Buildings and Contents insurance combined.

Yes, there is a selection of optional extras and upgrades to choose from. Accidental Damage Cover takes the stress and worry about the possibility of accidents. Upgrade your policy with Extra Home Emergency Cover for a higher level of cover than the standard Home Emergency Assistance Cover. Personal Possessions Cover will protect your possessions, such as tablets, phones and jewellery when you take them out of the house. Add Legal Services to your policy to help with advice and financial costs associated with having legal representation and advice.

Yes, their emergency helpline is available 24/7 365 days a year.

Home Insurance Guides

Check out our insurance guides for more information