Covers the contents of your home only
More Than Reviews
All policyholders get access to More Than Rewards which provides discounts on everyday spending.
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Sentiment Score: 4.3/10
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15594 reviews found on websites such as TrustPilot
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Replace your old items with new
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Up to £1 million buildings and £100,000 contents cover as standard
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Access to More Than Rewards programme
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UK based call centres
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Live chat available online
Price Band
£
£
£
£
£
Good for
- UK based call centres
- Access to More Than Rewards programme
84% of consumers read reviews before purchasing
*Based on an independent survey of 1000 people by Compare By Review
Cover Purchased
Reviewed without invitation
Reviewed the
Service
experience on 18 Oct 2023
Terrible Service.
Paid my insurance on 09/10/23, got letter on 19/10/23 telling me my insurance was due, tried to phone morethan, on hold for 40 minutes, was then cut off.
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Recieved a response over 5 days after their service query was submitted
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Was neither happy or unhappy with their experience when they spoke to someone
Cover Purchased
Reviewed without invitation
Reviewed the
Sales
experience on 1 Jul 2022
Excellent Insurer
For many years now we have insured with Morethan for our Home & Car cover Today i had the pleasure of speaking to Jason regarding our home cover. He was absolutely excellent to speak to in discussin…
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Thought purchasing a policy was really easy
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Bought insurance with More Than because they trust them
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Was neither happy or unhappy with their experience when they spoke to someone
Quotes our team received
Details
Contents Only Quote
£70.11
Per Year
Buildings' Cover Limit
£1m
Contents' Cover Limit
£100k
Details
Covers the physical structure of your home as well as the contents
Buildings & Contents Quote
£191.25
Per Year
Buildings' Cover Limit
£1m
Contents' Cover Limit
£100k
What home insurance policies does More Than offer?
More Than offers buildings insurance only, contents insurance only and buildings and contents insurance combined. Details of each cover level are listed in the table below:
| Buildings & Contents | Buildings only | Contents only | |
|---|---|---|---|
| Maximum cover | Up to £100,000 cover for your contents and up to £1m buildings cover | Up to £1m buildings cover | Up to £100,000 cover for your contents |
| Home emergency assistance | Up to £200 | Up to £200 | Up to £200 |
| Alternative accommodation cover | Up to £45,000 | Up to £30,000 | Up to £15,000 |
| Replacement locks and keys | Up to £1,000 | Up to £1,000 | Up to £1,000 |
| Accidental damage cover | Optional | Optional | Optional |
| Home emergency cover | Optional up to £1,000 | Optional up to £1,000 | Optional up to £1,000 |
| Personal possessions cover | Optional | N/A | Optional |
| Bicycle cover | Optional | N/A | Optional |
| Legal services | Optional up to £50,000 | Optional up to £50,000 | N/A |
| Trace and access cover | Optional | Optional | N/A |
| Contents temporarily away from home | Optional up to £11,250 | N/A | Optional up to £11,250 |
What optional extras can I add to my More Than home insurance policy?
More Than gives you the option to tailor your home insurance policy to your personal needs. They offer a range of optional add ons, including:
Frequently asked Questions
More Than offers Buildings insurance, Contents insurance and Buildings and Contents insurance combined.
Yes, there is a selection of optional extras and upgrades to choose from. Accidental Damage Cover takes the stress and worry about the possibility of accidents. Upgrade your policy with Extra Home Emergency Cover for a higher level of cover than the standard Home Emergency Assistance Cover. Personal Possessions Cover will protect your possessions, such as tablets, phones and jewellery when you take them out of the house. Add Legal Services to your policy to help with advice and financial costs associated with having legal representation and advice.
Yes, their emergency helpline is available 24/7 365 days a year.