Family Travel Insurance

• Legal costs – including cover for accidents that weren’t your fault and accidents that were your fault.
• Delayed flights – you’re covered if your flights delayed in certain circumstances.
• Medical conditions including repatriation costs – usually cover will be included for any medical treatment you need when you’re abroad, however, if you’ve declared any pre-existing medical conditions, treatment for that particular condition will probably be excluded.
• Trip cancellation – if you need to cancel your trip due to an illness or because your travel company has gone bust, you’ll be able to make a claim.
• Lost luggage and personal belongings – your personal belongings such as phones, cameras, luggage and cash are insured if they’re lost or stolen, however, you need to ensure your policy covers the cost of your valuable items.

What other types of travel insurance can I get?

The type of cover you need depends on where you’re travelling to, why you’re travelling and who you’re travelling with. Other types of travel insurance include:

• Single trip travel insurance – covers you for travel to one destination.
• Annual travel insurance – provides cover for multiple trips over 12 months.
• Winter sports travel insurance – if you’re planning on doing any winter sports, you’ll need extra cover.
• Over 65s travel insurance – if you’re over 65, you’ll need a specialist travel insurance policy in place before you travel.
• Cruise travel insurance – if you’re going on a cruise, you’ll need specific cruise travel insurance policy in place.
• Business travel insurance – provides specific cover for people that are travelling abroad for work.

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